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Live Stock Mortality Insurance
Livestock Mortality Insurance sold at Sonnenberg Agency, LLC is written
through The Hartford Agribusiness Group Insurance Company. The policy
covers livestock death due to an insurable cause of loss. The insured
causes of loss include a variety of perils, including: fire, lightning,
windstorm, hail, theft, collision and upset while in transit, accidental
shooting, and drowning. In the event of a claim, the claim amount will
be the agreed value of the animal if death was caused by insured peril.
Another benefit of the policy is coverage for the peril of theft.
Coverage is available for valuable animals, including cattle, club
calves, horses, 4-H or FFA animals. This term insurance for your livestock
will pay the agreed value of your animal if it dies from any accidental
or natural cause. Also included is Emergency Colic Surgery Expense for
horses at no additional charge.
There are optional endorsements that can be added to a policy to increase
coverage, listed below are the endorsements.
| Option |
What It Covers |
Coverage Amounts |
| Major Medical Endorsement |
Helps control veterinarian fees for unforeseen events covering:
• Reasonable and customary medical and surgical expenses of
a licensed veterinarian necessitated by an accident, injury, illness
or disease.
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$5,000 coverage per animal ($250 deductible per claim) |
| Surgical Endorsement |
Covers the cost involved in lifesaving surgery for insured animals,
including:
• Reasonable and customary charges for surgical treatment
required by accident, injury, illness or disease
• Up to 50% of the surgical fees for related expenses.
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$5,000 coverage per animal. Certain exclusions apply, including
castration and necropsy. |
| Loss of Use Endorsement |
Protects the insured’s investment in animals that are no
longer able to fulfill their functions, yet do not need to be destroyed
for humane reasons. |
• Up to 60% of the insured value for horses
• Up to 75% of the insured value for cattle
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Contact Sonnenberg Agency, LLC for a Livestock Mortality Insurance
quote or for further information. |
