Farm & Ranch Insurance

Farm and Ranch Insurance is diverse and coverages will vary depending on the farming and ranching operation insured. Farm and Ranch Insurance can cover the home, out buildings, barns, autos, implements and numerous other pieces of farm equipment; this of course depends on the inclusions, exclusions and endorsements that are added to or subtracted from the basic policy.

Listed below are the most common parts of the standard Farm and Ranch policy.

Farm Vehicle
Auto Physical Damage- Commercial
Auto Physical Damage – Private

Liability
Contingent Crop Dusting Liability
Roadside Stands Liability
Commercial General Liability
Custom Farming Liability
Farm Owner's Liability

Property
Cargo Insurance
Farm Buildings & Structures
Farm Property / Products
Farm Equipment
Mobile Home Insurance

Specialty
PUC Filing

Farm and Ranch Insurance companies will tailor the policy so that it is appropriate to the particular operation and can bundle the home, farm and automobile insurance into one package. The major difference in Farm and Ranch Insurance is the premiums offer by different companies. Most companies will have fairly comparable premium rates, but a few little differences here and there can make a difference in the premium.

Bottom-line: Farm and Ranch Insurance is designed to help the producer maintain a safe farm and ranch business. It covers buildings, personal property, injuries, medical payments and vehicles relied upon to run a farm business. Contact Sonnenberg Agency, LLC for additional information regarding Farm and Ranch Insurance.